The effect of funding strategy on the lending patterns of banks in Ghana
2017-12-14 09:30:14 Viewed: 5401 Downloads: 1619-
The effect of funding strategy on the lending patterns of banks in Ghana
Angela Azumah Alu,Mohammed Amidu, K. A. Osei and Ransford Kuipo
Publisher:
Pub: 2017-12-14 09:30:14
Email it to me(Requires login) Download this PDF file
-
This article examines the effect of funding strategy on the lending patterns of banks in Ghana. We employ a panel dataset of banks from 2005 to 2011, to analyse the impact of funding sources on three sets of lending patterns employed by banks: Primary, secondary and tertiary economic sectors. The result shows that banks in Ghana use internally generated funds to finance loans to the primary and secondary sectors of the economy. In addition, our findings suggest that bank lending to the tertiary sector of the economy is significantly more sensitive to wholesale funding than to deposit and internally generated funds. The overall implication of this finding is that the bank funding structure needs to be considered in addition to the traditional bank-specific indicators when assessing banks’ ability to finance economic activities.
Email it to me(Requires login) Download this PDF file
-
Email it to me(Requires login)
Download this PDF file
-
References are not ready for this file yet, please refer to reference from the PDF file
-
Keywords
Africa,developing country,funding sources,Ghana,lending patterns
Other Informations
-
Author Published Papers
-
Publisher: African Review of Economics and Finance
Viewed: 9326 times, Downloads: 897 times
-
Publisher:
Viewed: 8833 times, Downloads: 1717 times
-
The Looting Machine:Warlords, Oligarchs, Corporations, Smugglers, and the Theft of Africa’s Wealth
Publisher:
Viewed: 8388 times, Downloads: 2801 times
-
Publisher:
Viewed: 7465 times, Downloads: 1447 times
-
Thokozani Simelane and Mohamed Abdel-Rahman (eds)
Publisher:
Viewed: 6876 times, Downloads: 1335 times
-
Highlife Saturday night: Popular music and social change in urban Ghana
Publisher:
Viewed: 6702 times, Downloads: 1458 times
-
The struggle over work: The ‘end of work’ and employment alternatives for post-industrial societies
Publisher:
Viewed: 6473 times, Downloads: 1613 times
-
In defence of post-Keynesian and heterodox economics - responses to their critics
Frederic S. Lee and Marc Lavoie
Publisher:
Viewed: 6238 times, Downloads: 1550 times
-
Aderanti Adepoju, Tom van Naerssen and Annelies Zoomer
Publisher:
Viewed: 6191 times, Downloads: 1634 times
-
Publisher:
Viewed: 6190 times, Downloads: 2479 times
-
Regional integration and social cohesion: Perspectives from the developing world
Candice Moore, Brussels P. I.E and Peter Lang
Publisher:
Viewed: 6034 times, Downloads: 1766 times
-
The forgotten people: Political banishment under apartheid
Publisher:
Viewed: 5972 times, Downloads: 1405 times
-
Jolle Demmers, Alex E. Fernández Jilberto and Barbara Hogenboom
Publisher:
Viewed: 5964 times, Downloads: 5093 times
-
Publisher:
Viewed: 5883 times, Downloads: 1475 times
-
Development dilemmas: The methods and political ethics of growth policy
Publisher:
Viewed: 5868 times, Downloads: 1942 times
-
Ethiopia’s Investment Prospects: A Sectoral Overview
Publisher:
Viewed: 5850 times, Downloads: 2758 times
-
Integral green Zimbabwe: An african phoenix rising
Elizabeth Mamukwa, Ronnie Lessem and Alexander Schieffer (eds)
Publisher:
Viewed: 5833 times, Downloads: 1978 times
-
Politics, disability and social inclusion: People with different abilities in the 21st century
Publisher:
Viewed: 5822 times, Downloads: 1499 times
-
Livelihood Strategies in African Cities: The Case of Residents in Bamenda, Cameroon
Publisher:
Viewed: 5807 times, Downloads: 1570 times
-
Natural Resources, Conflict, and Sustainable Development: Lessons from the Niger Delta
Okechukwu Ukaga, Ukoha O. Ukiwo and Ibaba Samuel Ibaba (eds.)
Publisher:
Viewed: 5800 times, Downloads: 3790 times
-
Institutional analysis of condominium management system in Amhara region: the caseof Bahir Dar city
Publisher:
Viewed: 5767 times, Downloads: 2053 times
-
Food Security in Africa and Asia: Strategies for Small-scale Agricultural Development
Publisher:
Viewed: 5751 times, Downloads: 1862 times
-
Economics for Everyone: A Short Guide to the Economics of Capitalism.
Publisher:
Viewed: 5744 times, Downloads: 1665 times
-
Economics of the 1%: How mainstream economics serves the rich, obscures reality and distorts policy
Publisher:
Viewed: 5673 times, Downloads: 2872 times
-
Peri-urban Agriculture: The Case of Market Gardening in Niamey, Niger
Ludovic Andres and Philippe Lebailly
Publisher:
Viewed: 5667 times, Downloads: 2256 times
-
The Quest for Equity in the Provision of Health Care in Ghana
Publisher:
Viewed: 5600 times, Downloads: 1293 times
-
The science of subjective well-being
Michael Eid and Randy J. Larsen
Publisher:
Viewed: 5546 times, Downloads: 1579 times
-
Walk with the devil: My endless struggle against the cunning and traps of the devil
Publisher:
Viewed: 5528 times, Downloads: 1643 times
-
Oiling the urban economy: land, labour, capital, and the state in Sekondi-Takorad, Ghana
Publisher:
Viewed: 5467 times, Downloads: 1532 times
-
The effect of funding strategy on the lending patterns of banks in Ghana
Angela Azumah Alu,Mohammed Amidu, K. A. Osei and Ransford Kuipo
Publisher:
Viewed: 5402 times, Downloads: 1619 times
-
Millennium Development Goals: Looking Beyond 2015
Matthew Clarke and Simon Feeny
Publisher:
Viewed: 5266 times, Downloads: 4243 times
-
Publisher:
Viewed: 5184 times, Downloads: 2009 times
-
Tribute to a true and loyal friend
Publisher: African Review of Economics and Finance
Viewed: 5074 times, Downloads: 1425 times
-
Mohammad H. Sepahvanda and Roujman Shahbazian
Publisher: African Review of Economics and Finance
Viewed: 4470 times, Downloads: 5874 times
-
Local Government Finance: A Comparative Study
Publisher: African Review of Economics and Finance
Viewed: 4464 times, Downloads: 1403 times
-
Knowledge sovereignty among African cattle herders
Publisher: African Review of Economics and Finance
Viewed: 4175 times, Downloads: 976 times
-
Real estate, construction and economic development in emerging market economies
Publisher: African Review of Economics and Finance
Viewed: 4074 times, Downloads: 1306 times
-
Publisher:
Viewed: 3985 times, Downloads: 1759 times
-
Women and the informal economy in urban Africa: from the margins to the centre
Publisher: African Review of Economics and Finance
Viewed: 3971 times, Downloads: 0 times
-
Table of contents for the December Issue, Volume 11 Issue 2, December 2019
Publisher: African Review of Economics and Finance
Viewed: 3882 times, Downloads: 1092 times
-
On the theory of optimal depletion of an exhaustible resource: the case of oil in Ghana
Publisher: African Review of Economics and Finance
Viewed: 3828 times, Downloads: 1494 times
-
Contribution of Agriculture to Deforestation in the Tropics: A Theoretical Investigation
George Adu, George Marbuah and Justice Tei Mensah
Publisher:
Viewed: 3634 times, Downloads: 1680 times
-
Africa’s Failed Economic Development Trajectory: A Critique
Publisher:
Viewed: 3437 times, Downloads: 1658 times
-
Publisher:
Viewed: 3420 times, Downloads: 1228 times
-
Climate Change and Sustainable Urban Development in Africa and Asia
Publisher:
Viewed: 3379 times, Downloads: 1289 times
-
China’s Second Continent. How a million migrants are building a new empire in Africa
Howard W. French and Alfred A. Knopf
Publisher:
Viewed: 3292 times, Downloads: 1721 times
-
Arrival City: How the Largest Migration in History is Reshaping our World
Publisher:
Viewed: 3176 times, Downloads: 1625 times
-
Characteristics of Urban Food insecurity: The Case of Kinshasa
Philippe Lebailly and Damien Muteba
Publisher:
Viewed: 3089 times, Downloads: 2007 times
-
Hemant R. Ojha, Andy Hall and Rasheed V. Sulaiman (eds.)
Publisher:
Viewed: 3079 times, Downloads: 1310 times
-
Comment on 'Poverty in Africa: How have growth and inequality mattered?'
Publisher: African Review of Economics and Finance
Viewed: 3071 times, Downloads: 9 times
-
Agricultural development in China and Africa: A comparative analysis
Li Xiaoyun, Qi Gubo, Tang Lixia, Zhao Lixia, Jin Leshan, Guo Zhanfen and Wu Jin
Publisher:
Viewed: 3045 times, Downloads: 1292 times
-
Bradley Bordiss and Jannie Rossouw
Publisher: African Review of Economics and Finance
Viewed: 2862 times, Downloads: 959 times
-
Dynamics of current account deficits over the economic cycle of countries with an emergence horizon
Publisher: African Review of Economics and Finance
Viewed: 2309 times, Downloads: 800 times
-
-
Article Statistics (Metrics)
Viewed: 2309 times
Downloads: 800 times
-
Citations
-
Licencing
-
Keywords
Current account deficit; Business cycle; countercyclical; procyclical; Quantile regression